Tag: finances

Tips to save more Money for StudentsTips to save more Money for Students

2018-02-23| Ana Roberts| 0 Comment| 8:24 AM

For students saving up some money can be quite hard, especially when you have to buy textbooks while at the same time going out with your friends. To make matters worse if you’re an art student you have to buy art supplies and an expensive laptop for digital art. But worry no further, in this article we’re going to discuss several tips on how to save more money for students, so make sure you read this article to find out more about it.

Borrow or buy used books

We get it; textbooks can be costly for a student’s wallet. To make matters worse, every new semester you have to buy new books, which can put a hole in your wallet. Our tip to deal with this problem is to search for seniors who want to sell their used books, often times you can get the books that you need for half of the price, and if you want to save more money, you can sell it again to your juniors.

Look for a part-time job

There’s no sugar-coating on this one if you want to save more money you have to look for a part-time job. Many places are looking for a part-timer, and here are some tips from us if you’re going to look for a part-time job. If you want to work flexible, consider looking for a freelance job, such as being a writer or a digital designer. If you want to save money on food, working at a restaurant as a waiter is a great idea as some places offer to give away their leftover unsold food to the waiters or the cook.

Tip: Make sure that your part-time job is not messing with your schedule, as you’re still a student after all.

Student discounts

Several places such as a restaurant or a bookstore often small discount in case you’re a student. So make sure that you abuse the chance while you still can. Even when you graduated make sure that you keep your student card, as some places don’t even bother to check whether you’re still a student or not.

Bring your lunch to school

This tip is perfect in case you’re on a diet while trying to stay on budget as well. We do realize that going out to eat is very expensive, especially if we go out to eat every day in a week, so make sure to pack your own lunch. The best part of packing your own lunch is that you can put in the stuff that you like while saving some money.…

How a Divorce can Affect your FinancesHow a Divorce can Affect your Finances

2018-01-05| Ana Roberts| 0 Comment| 7:53 AM

Sometimes relationships just don’t work out, either you tied the knots too fast you perhaps you’re always arguing, and maybe both of you has decided of getting a divorce. Believe it or not getting a divorce can affect your finances negatively, and you might be wondering about that statement. Although the decision to get a divorce is in your hands, the statement remains that divorce can affect your finances. In this article, we have listed several reasons why you shouldn’t get a divorce, make sure to read this article to find out more about it.

Argument of assets

When both of you were young, you might be working together with your spouse to buy a house together or perhaps open up a business together, which is great, but not anymore since you’re getting a divorce. Chances are you’re going to settle this in the judge, and if you don’t have an experienced lawyer, you’re going to lose your assets, and losing the case might mean that you lose the place you’re staying, which means more expenses to pay.

Credit Score

Although a divorce does not harm your credit score at all, it might lead you to one. A divorce will burden you very much as you will have many expenses to pay, and this could lead to you missing payments such as bills, credit card, loans, and many more. A bad credit score might occur when you miss all the expenses that you have to pay, so the next time you’re going to get the divorce, make sure you’re financially prepared at the very least.

Tip: If you’re thinking to get a divorce make a budget of what you can buy and what you can’t buy, doing this will make sure that you won’t have a poor credit score.

Delaying the divorce itself

If you delay the divorce because of assets or an argument of custody, you’re causing a financial strain between you and your spouse. You might be questioning how delaying the divorce can create an economic problem, and the answer is simple. You have to keep paying for lawyer fees despite your unfinished problems, so make sure you settle down and finish it with a cold head to avoid any unwanted financial problems.

Child support

Lastly, despite who gets the custody of the kids, each side still have to pay for child support, this includes school trips, graduation, going to college and many more. To make things worse, medical expenses are included as well.

…